Late payments on loans may cause extra fees as well as collection activities, or even both. Non-payment of a loan can result in collection activities. Every direct lender has specific terms and conditions as well as renewal policy. It's important to check the performed policies for further details as they may differ from lender to lender.

The policies and practices of Personal Money Service Company comply with the regulations of Fair Lending laws, the federal Telephone Consumer Protection Act, Truth in Lending Act. The consumers covering their loans are protected by the Fair Debt Collection Practices Act enforced by the Federal Trade Commission. The cooperating lenders from Personal Money Service Network follow federal regulations and states laws for lending within their borders.

Some or all kinds of loans may not be available to the residents of the certain states, as stated by the law. The list of such states may change from time to time without any prior notice.

Better to apply online or in person for a loan

You will instantly be taken to our partners 256bit COMODO encrypted secure application. If youre looking for an auto loan, debt consolidation, bad credit personal loans or credit cards please use the navigation bar at the top of this page. For more information about us or loans for bad credit please visit the about link in the footer of this page.

Bad credit loans should be used responsibly. You will be required to repay your loan on time to avoid extra interest or fees. Personal loans for people with bad credit that offer monthly payments may be available please consult your lender. Loans are not available in all states even if you apply on the internet.

Better to apply online or in person for a loan

You dont want to ask friends and family and your credit is less than perfect. We can help you find short term, payday loans or longer term personal loans. At Lucky Loans, our partner could help you find the perfect solution for your needs and alternative borrowing methods to the high streets. The application process is much quicker using an online platform than that off applying with a bank or building society. We live in a time where credit is becoming increasingly difficult to obtain and the same day loans provide a lifeline to our customers.

If you think you are alone with your struggles, dont worry, youre definitely not. We have helped thousands of customers since we launched in 2015 and we can help you too.

Better to apply online or in person for a loan