What do you need to apply. To apply you dont need any paper work. You just need to fill out the application form and meet the basic requirements, which are: Must be at least 18 years of age An Australian citizen or permanent resident Receive regular income over the past 90 days (your Centrelink payments) Loans for people on Centrelink. When you apply for online loans for Centrelink recipients, you should receive an outcome of your application within an hour.
That is if you apply within normal office hours. If you apply outside of office hours it may take slightly longer. Once you receive approval for your application, we will send you a loan offer with a loan contract.
Financial implications (Interest and finance charges) Should you receive approval for a cash loan, your lender will let you know about the specific interest rate and fees that are attached to the loan before you proceed with formally accepting their offer. As previously noted, Cash Now is not a lender, and because of this, it cannot predict the interest and fees that will be part of your loan offer.
Please keep in mind that under no circumstances whatsoever are you ever obligated to accept any offer that you may receive. Implications of non-payment.
When you accept a particular loan offers terms and conditions, you are formally agreeing to pay back the loan principal amount and finance charges in the period of time specified in your loan documents.
Additional charges may apply if you are not able to pay back your loan completely or if you make a payment that is late.
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need. Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made.
We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term.