I asked her straight up if she thought the loan was approvable and she said that consolidation loans are considered high risk, but that I've clearly been working hard on rebuilding my credit, the DTI is good and hopefully the LTV will be where it needs to be. She also said that she's not really sure how approvable the loan is since she's never done a cash out "refi" on land without a house on instant cash loans hq com and that there are variables she may not be aware of with such a loan type.
She's assuming several conditions must be met but she's curious what they will be. The appraisal for example will be a condition due to the LTV factor. I'm hoping I hear back today. Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content. Re: Cash out from land equity. My LO asked for a statement as to how important this land is to me.
I think she asked that of me to ease the concern that I'd cash out with this loan and then try to sell the land sometime in the future. Why would selling the land at a later date and paying off the loan early ,be a bad thing for them.
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