According to a survey by Bankrate, roughly 25 of Americans live paycheck to paycheck. The money they make just barely covers their day-to-day expenses, with little or nothing left over for emergencies. If youre in this situation, any unplanned expense such as a 300 car repair can cause a financial crisis. Payday loans also called cash advance loans appear to offer a way out. You can walk into one of the thousands of payday lending offices across interest rates for personal loan in hdfc country and walk out half an hour later with 300 in your hand to pay that repair bill.
Then, on your next payday, you can come back in to repay that 300 plus another 45 or so in interest.
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But in my case, it only took one week for me to get an approval message from them that my loan amount was ready for claim. It has been an easy transaction for me, and I am guessing it helps that I. Unlike other banks, BDO is no longer mailing account statements of your loan due date. Instead, they sent me a loan card, indicating my monthly due amount and date.
Payment scheme was also more convenient with BDO because they accept over-the-counter payment, or savings deduction. I chose the first option than issue them post-dated check or have them deduct my monthly dues to my savings account. This way I have full control of my own savings. When it comes to interest rates, BDO gives lower rates.