If you have money in a savings account, its cheaper obc personal loan interest rate 2017 use that money rather than get a personal loan that charges interest. If you must hang on to your savings or need more money than whats in your account, some lenders will make secured personal loans with savings accounts or certificates of deposits as collateral. You likely wont have access to your account or CD until you repay the loan.

It can make sense to secure a loan against a CD - instead of a savings account - because withdrawing money from a CD can incur an early withdrawal penalty. Youll want to compare that penalty with the interest charge on a personal loan.

Where to get a secured personal loan. Of the nations five largest banks by deposits, only Wells Fargo allows those with savings accounts or CDs to use them as collateral to qualify for a loan or get a lower interest rate. The bank also offers CD-secured lines of credit that are different from loans.

Borrowers cannot touch the money in their account for the duration of the loan.

Obc personal loan interest rate 2017

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Obc personal loan interest rate 2017

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Obc personal loan interest rate 2017